What is working capital loan?

This type of loan is given to business that need additional financial to operate businesses. To qualify working capital loan, it only covers the expenses incurred by existing capital, operational use, payroll or utilities. Mostly, this granted for company which not enough financial to cover expenses.

Why need working capital loan?

Sometime you may need additional financial due to an unforeseen situation that lead to a short of financial to cover other expenses or a project. A working capital loan allows you to continue daily operation to cover ongoing operating expenses. Whether your business is trading, manufacturing or servicing, you will need additional capital to operate until business capital revenue can be generate. This is where we ready to help you to solve it.

Requirements for working capital loan

This type loan is open for thxose businesses which currently operating in shop lots, offices or a factory. It could be for bigger corporation looking for business and corporate loan, to smaller enterprise like SME offering SME loan and personal loan. And usually the businesses is operate at least more than 1 year. However, if the business operate less than 1 year, the loan is based on case to case basis.

Why us?

We are a trusted licensed money lender with more than 10 years’ experience in providing loan services in Malaysia. We have resolve many customers to overcome financial difficulties. We specializes in Selangor and Kuala Lumpur area such as Subang Jaya, Puchong, Petaling Jaya, Kepong, Damansara, Klang, Ampang, Cheras and Sunway. 


Our services’ feature:

  • Easy application process
  • Low document requirements
  • Fast approval process
  • Quick disbursement of loan
  • Flexible tenure


Therefore, look no further, you can consider with working capital loan, if your company face financial limit to cover payroll or utilities expenses. We always here to help you overcome your financial difficulty.

You may check out our Business Loan and SME Loan, which can help your finance your operational cash flow needs.