SME Loan

SME business loan

SME business loan is especially for small and medium enterprise. It may be small start-up trading or servicing enterprises. Hence, they may short-term temporary business financing or even working capital loan to sustain their business. It may also involve smaller businesses such as hawkers or petty traders.

 

Many SME Businesses require additional funding due to weak cash flow and financial strength. During this stage, their customer may be slow in making repayments. But these SME do not have much bargaining power. This will definitely affect the SME’s working capital cash flow. In addition, these businesses may need additional business financing business expansion or capital expenditure. This is where we can help by providing urgent financing to the SME.

Why Us?

We are one of the top licensed money lender in KL and Selangor. We specialize mainly in Working Capital Loan, Business Loan, and Personal Loan. Our loan features are easy to apply, and our approval process is fast, with approval within 24 hours. 

In addition, we also offer quick disbursement, which allows the borrowers to get the cash money immediately after loan approval. Lastly, we also do not collect upfront processing payment. Hence, do not worry about the scams by other unlicensed money lender.

Requirements

The standard requirement for SME Loan is that the SME Business must be registered with SSM for more than 6 months. It must also provide at least 6 months bank statements to proof a stable monthly income. Besides that, they should provide the IC Copy and Utility Bills. Such criteria will have a higher chance of loan approval. 

However, if the borrower does not have the complete documentation, the loan approval will be case-to-case basis. For example if the SME is less than 6 months, or do not have 6 months bank statements, it may be assessed differently. Besides, this also applies for enterprise which operates on cash basis, such as hawkers or petty traders. 

Conclusion

Therefore, if you are a SME Business Owner, and in need of a cash financing, look no further! Call us now to check if you qualify. We can help assess your case over the phone, and provide advice on other business lending option.

We render our loan service across the entire Malaysia, but specializes in KL and Selangor. Within KL, we cover Cheras, Ampang, KLCC, Kuchai Lama, Bukit Jalil, Kepong and Putrajaya. Whilst in Selangor, we cover Seri Kembangan, Damansara, Petaling Jaya, Shah Alam, Klang, Puchong, Sunway and Setia Alam.