What is refinancing loan?

This type of loan offered for borrowers who have properties. Borrowers can apply for an excess cash payout, based on the market value of the real estate and the bank’s existing loans. In licensed money lender term, it means that you can use your property to get emergency cash out. This cash out is usually for a short period of time, and you need the cash quickly.

Why need this loan?

Refinancing loan is easier to get approval, because it will lower the risk of money lender, if the property is used for refinance. The loan amount is depends on the market value of the property. If you unable to pay back installment, they can execute the property to claim back the outstanding money from borrowers.


Requirements for this loan

At least you own a property to refinance. However, the differential of current outstanding charged and the property market value must be quite substantial. Or else it may not worth to get the cash out. Most preferable is that the property is Fully Paid-Off. Besides, the land title for the property must not be Malay Reserved Land, but preferably is a Freehold Land.

Who are we?

We are licensed money lender with plenty years of experience in this type of loan. We have expertise can give you advise the way how you can get excess cash by help checking the value of your property.

We provide services in KL such as KLCC, Cheras, Kepong, Setapak and Selangor such as Shah Alam, Petaling Jaya, Ampang, Damansara, Puchong. We also cover other parts of Malaysia, such as Johor, Malacca, Penang, Pahang, Negeri Sembilan and Perak.


Do not hesitate to call us. Not just for cheque cashing, but if you come across any business opportunity.

You may also be interested in our Personal Loan, Cheque Cashing and Business Loan.