Personal loan

Personal loan

Personal loan is for salaried workers who needed urgent cash loan for personal purposes.  These loans known as unsecured loans, which mean you get advance cash without giving out any collateral. These loans are given based on the borrowers’ credit profile and their ability to repay the loan from their salary.

Why need loan?

Sometime, you may need emergency money to pay for medical bills, outstanding credit card debts, or education fees. 

Or you need to buy some gifts but the salary bonus may only come in next month. 

Besides, it could just be that you have overspent for this particular month. 

For whatever reason, we can help address your personal financing needs.

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Requirements

In order to qualify, you must have been employed for at least 3 month, with 3 months’ payslips. In addition, you need to furnish 3 months bank statements to proof your income. You can also provide the latest EPF statements, which will show you are really a salaried worker. 

Lastly, the other incidental documents are IC copy and Utility Bills. With this, it has a higher chance of loan approval. However, if you do not qualify for the above requirement, you need to call us directly. Your case will be assessed case-to-case basis.

Our services’ feature

Firstly, we have an easy application process of personal loan. You can just make phone enquiry to know your estimated loan amount that you qualify. We are known to provide the fastest loan approval process which is within 24- 48 hours. 

And we also provide a quick disbursement, thus ensuring the borrower get the cash immediately. Our repayment terms are flexible according to your needs. And best of all, we do not require upfront payment of processing fee.

Who are we?

We are licensed money lender with more than 12 years’ experience in this industry. In addition, we have helped many people overcome their financial difficulty. 

We specializes in KL and Selangor within Malaysia, namely in Cheras, Puchong, Putrajaya, Selayang, Kepong, Sri Petaling, Shah Alam Damansara, Petaling Jaya, and Ampang. 

Besides, we also cover Johor, Negeri Sembilan, Penang, Perak and Pahang for business loan.

Conclusion

Thus, if you need cash urgently, you can always call to ask. The private personal loan amount may not be huge, and is dependent on your salary. Usually maximum is 2-3 times of your current salary. But at least it can help you to solve your financial difficulty.

You may also be interested in our Cheque Cashing and Business Loan.