Debt Consolidation

Debt consolidation combines several loans such as credit card, personal loans, and private credit companies into ONE loan. In doing so, it helps in better debt management and avoids late payments. Additionally, allows a longer payment term which in turn can give you better repayment commitment per month.


Credit Card Balance Transfer is one of the common debt consolidation methods. This method helps consolidate all your credit card balances from different cards into one single card. It is always easier to manage one single account, and making sure it is being paid on time, rather than managing multiple credit cards.


Personal Loans method can also be used to consolidate all your debts. Most people use this method to consolidate higher interest debts such as credit cards, into lower interest debts. There are also people who uses personal loan to receive additional cash on top of consolidating their debts.

Licensed Money Lender

In this aspect, it means consolidating your borrowings from other borrowings into ONE single licensed money lender. Many people have borrowings from different lending parties. Although the outstanding amount is not huge, however due to long outstanding debts, the interest has multiplied.

The best alternative is to consolidate all your debts into ONE single debt with our company, with a fixed term of repayment.  In such case, it is easier for you to better manage your debts commitment. However, this is strongly reliant on your current repayment ability. If it exceeds the threshold, we can only lend you up to a certain limit, to consolidate some of your debts.


If you are ever in need of cash for urgent financial emergency needs, you can always enquire from us. Consolidating your debt is a good way to gain control of your finances. It is also a perfect solution to those finding it difficult to deal with a large number of payments on a monthly basis. Should you need further clarifications or consultation, feel free to contact us.

You may also be interested in our working capital loan or business loan.