Credit Card Balance Transfer is one of the common debt consolidation methods. This method helps consolidate all your credit card balances from different cards into one single card. It is always easier to manage one single account, and making sure it is being paid on time, rather than managing multiple credit cards.
Personal Loans method can also be used to consolidate all your debts. Most people use this method to consolidate higher interest debts such as credit cards, into lower interest debts. There are also people who uses personal loan to receive additional cash on top of consolidating their debts.